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‘Homebuyer Tips’ Category

Closing Costs: What you Need to know and How To Plan for Them

Closing Costs Plan - The Tuttle Group

Buying a new home is an expensive process. Most buyers prepare themselves for the monthly loan amounts and the down payment. However, you must also budget for the other fees that come with buying a home. If you don’t budget properly for closing costs, the home-buying process could be more difficult than you’d like.

What Are Closing Costs?

Closing costs are fees you must pay...

Do You Need 20% Down for a VA loan?

VA Home Loan Dallas - The Tuttle Group

The U.S. Veterans Administration offers active-duty military personnel, veterans, and their families the opportunity to live out the American dream of homeownership via programs that make mortgages affordable and easy to obtain.

The VA Home Loan Program, used by millions of veterans since the program was established in the 1940s, involves lending and loan guarantees for veterans and...

Certificate of Eligibility (COE) for Dallas VA Loans

Dallas VA Loans Lenders - The Tuttle Group

VA loans are a great way for active military members and veterans to secure a reasonable loan rate on their next home purchase. However, VA loans have a few additional requirements compared to traditional loans, one of which is the Certificate of Eligibility. Below, we’ll explain what this document is along with how you can get yours before applying for a VA home loan.

What Is a...

How to Use a USDA Loan Eligibility Map

USDA Loan Texas Requirements - The Tuttle Group

Loan programs at the U.S. Department of Agriculture seek to increase homeownership and build critical infrastructure in rural communities. One of the first steps in determining your USDA loan eligibility is checking eligibility maps showing whether your geographic area qualifies.

Where do you find the USDA loan Texas eligibility map, how do you use it, and what information does it...

How To Qualify for a VA Loan

VA Loan Requirements - The Tuttle Group

Serving your country in the military requires sacrifice from you and your family. You have to move often as you receive various military assignments and grow your career, and often these assignments come with modest pay. And depending on world events, you’re at risk of being sent into combat. The government tries to reward your brave service in various ways. One is through the VA Loan...

Can You Buy a House with Bad Credit?

Can You Buy House with Bad Credit - The Tuttle Group

If you have bad credit, you’re not alone. Nearly one in five Americans have a subprime credit score. More than one in 10 have a credit score below 550. Low credit scores can hold you back from many things, but can you buy a house with bad credit? Under certain circumstances, yes.

The Truth About Credit and Home Loans

Lenders are free to set minimum credit scores for loan approval....

Red Flags To Look for When Buying a Home

Red Flags To Look for When Buying Home - The Tuttle Group

Buying a home is a considerable investment; for some people, it’s a once-in-a-lifetime deal. As soon as you buy a house, you become the new owner and person responsible for whatever the house comes with — something good or bad. If it comes with some existing issues, the experience will not be excellent since you will have to spend extra money to make repairs. We must keep all the...

Guide to Finding the Best Dallas Mortgage Lender

Best Mortgage Lenders in Dallas Texas - The Tuttle Group

There are a variety of mortgage lenders eager to accept loan applications in Dallas, Texas. So, it’s important for individuals to understand how to find and select the right one for them. With a variety of loan programs, it may feel overwhelming when borrowers try to find the right mortgage lender. Here are some tips that can help homeowners feel confident in their decision and supported...

10 Tips for Getting Mortgage Pre-Approval

10 Tips for Getting Mortgage Pre-Approval - The Tuttle Group

When beginning your search for a new home, having a mortgage pre-approval letter allows you to accurately determine the price range for homes you can afford. Pre-approval also demonstrates to sellers that you’re committed to purchasing a home. We’ve compiled a handful of tips to help you obtain and maintain your mortgage pre-approval letter.

Maintain Accurate...

5 Things All New Homeowners Should Know

5 Things All New Homeowners Should Know - The Tuttle Group

Being a first-time homeowner is an exciting experience and a big step in life. With all the aspects involved in the process, along with the variety of homes and home buying options, there are a few things new homeowners should know about buying a home in the current market.

Determine What You Can Afford

Before you begin looking for a new home, it’s important to set an ideal price...

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