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‘Mortgage Matters’ Category

Qualifying for a Mortgage if You’re Self-Employed

Mortgage Minute with Andy Tuttle, American Dream TV

Securing a mortgage while self-employed may prove a bit more challenging, however you can still qualify for the same loan programs as traditional borrowers. The key for a self-employed borrower successfully obtaining a mortgage is income verification.

The mortgage application process is the same regardless of whether you...

How to buy a home with less than 20% down

Mortgage Minute with Andy Tuttle, American Dream TV

Many believe you have to have a 20% down payment when buying a home. NOT TRUE. There are ways to cover the gap and The Tuttle Group can help you.

It’s a common misconception that many first time homebuyers and millenials believe you must put 20% down or you will receive some grossly inappropriate terms on your mortgage loan, or...

Weekly Market Update: The Cost Of Waiting

As you know the Fed hiked the rate which forces prices are down, and rates are up. We are still in a “floating mindset”- with the DOW down and home appreciation up. Everyone knew that the rate was going to go up, so interest rates were only affected slightly. If there were a “surprise rate” increase, then there would have been a shock to the market which sometimes leads to increased...

The Mortgage Minute with Andy Tuttle- March 9, 0217

Be sure to watch our weekly Facebook Videos

Collin County Association of Realtors had a family feud game supporting the Texas Association of REALTORS® Political Action Committee (TREPAC) The team I played with won the gold!

This week the market update was sideways. Prices have dropped, the higher the rates, the lower the housing prices go. If you are in the market, now is the...

The Mortgage Minute with Andy Tuttle- March 2, 2018

Be sure to watch our weekly Facebook Videos

The DFW area is one of the top 5 cities to live in for appreciation in the US with a 6.7% appreciation. Now is the time for “move up” buyers to look for their new home.

Listing your home in the spring. Be fully pre-approved before you find the home you want. You may miss out on the home you really want if you are not pre-approved....

The HOME SCOUT APP Helps You Find the Right Home

A new HOME SCOUT app helps you to learn more about the homes on the market. Understanding how it can help you will make it easier for you to explore listings and make more informed decisions about a home before you choose to buy it.

Why HOME SCOUT? Websites like Zillow and Trulia have been used for years to obtain market information about housing. There are several details that are...

The Ever Changing Mortgage Marketplace

The ever-changing marketplace needs to be understood so you can determine how it’s going to affect your ability to get a mortgage.

Current Mortgage Rates According to recent data as of February 2018, the mortgage rates have been increasing steadily over the past several weeks. The average is a 0.6 point increase and is resulting in an approximate 4.32 percent...

How Mortage Rates Affect Refinancing

If you’re looking to refinance your home, it’s important to consider the mortgage rates. As rates increase, the likelihood of people opting for a home refi will be considerably less.

Home Refinancing Affordability

You have to look at what your current mortgage rate is to determine if it’s worth it for you to refinance. Much of it will depend on whether you’re on...

Top 10 Questions Every Buyer Asks

!0 Home Mortgage questions

Buying a home and taking out a mortgage is a big step. Whether it’s your first home or not, you have questions. We’re here to provide some insight into some of the top questions every buyer has.

Should I get pre-approved?

Absolutely. Getting pre-approved makes it a lot easier for you to buy a home. You will not only speed up the process but also be able to...

What You Need to Know About Home Mortgages In 2018

What You Need to Know About Home Mortgages In 2018

Happy New Year! Each year offers different challenges to both buyers and sellers. If you’re thinking about either buying or selling a home, educating yourself about home mortgages is imperative. Take a look at what you need to know about buying and selling the property so that the process is smooth and streamlined.

Buying or Selling a Home: What You Need to Know About...

Stay In The Know

Stay up to date on what you need to know about market changes and how that impacts a home mortgage.