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‘Finances’ Category

5 Things to Consider before Refinancing

refinance your home

Life is constantly changing, so why shouldn’t your mortgage? Refinancing your home can be a great way to secure a lower interest rate or a mortgage that better reflects your needs. According to software, data, and analytics firm Black Knight, U.S. homeowners saved $14 billion by refinancing their mortgages in the 18 months since the COVID-19 pandemic began. This information might excite...

Guide to Finding the Best Dallas Mortgage Lender

dallas mortgage lender

There are a variety of mortgage lenders eager to accept loan applications in Dallas, Texas. So, it’s important for individuals to understand how to find and select the right one for them. With a variety of loan programs, it may feel overwhelming when borrowers try to find the right mortgage lender. Here are some tips that can help homeowners feel confident in their decision and supported...

10 Tips for Getting Mortgage Pre-Approval

mortgage pre-approval

When beginning your search for a new home, having a mortgage pre-approval letter allows you to accurately determine the price range for homes you can afford. Pre-approval also demonstrates to sellers that you’re committed to purchasing a home. We’ve compiled a handful of tips to help you obtain and maintain your mortgage pre-approval letter.

Maintain Accurate...

5 Questions You Should Ask Your Loan Officer

loan officers

Anyone in the market for a new home may need to work with a loan officer. Loan officers can assist when underwriting and securing a mortgage. Here are five questions to ask to ensure you’re working with a loan officer you trust.

Ask About How Long They Have Been in the Business

Asking a loan officer about their professional background can help a homebuyer make sure they are...

How To Save For That Mortgage Downpayment

downpayment

Buying a home is an exciting experience. As the biggest purchase you’ll most likely ever make, you’ll be officially stepping into adulthood with a place and a property of your own. Unfortunately, a lot of work — and saving — goes into buying a house; you’ve got to compare types of loans and mortgage rates, decide what type of home loans you’re...

Choosing A Loan: Which Type Is Right For You?

loan programs

Money makes the world go ’round. Money is required to buy a house, a car, and attend university. Unfortunately, most of us don’t have enough cash available to quickly and easily pay for all of those necessities upfront; that’s why so many types of loans and loan programs exist.

However — because home loans, mortgage options, and personal loans vary so...

Looking to Downsize?

Are you looking to downsize, but aren’t sure? Here are some factors that might just convince you to take the plunge:

Less space means less clutter and stress: People constantly think they need more square footage to store all of their possessions. But, what if you reverse that mentality, and downsize your “things?” Think of the...

Millennials’ Real Estate Mistakes

Coming out of student loan debt and entering the workforce, Millennials all over the country are starting to jump into the real estate market, but several are making some costly mistakes.

Below are some of the most common mistakes, and how to avoid them:

Pouring all assets into a new home: Even if you’ve been saving for a new home, it is not...

Stay In The Know

Stay up to date on what you need to know about market changes and how that impacts a home mortgage.