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‘Ask Mr.Credit’ Category

What Credit Score Do You Need to Buy a House?

Beige Bungalow House | credit score to buy a house

A credit score is a number that indicates your creditworthiness. Lenders use it to decide whether they will give you a loan and at what interest rate. If you have a low score, lenders will be hesitant to trust that you’ll pay them back in the future as agreed. Below, we discuss how much of a credit score you need for different mortgages — from a personal unsecured loan to an FHA-backed...

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