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Do You Need 20% Down for a VA loan?

down payment for VA loans

The U.S. Veterans Administration offers active-duty military personnel, veterans, and their families the opportunity to live out the American dream of homeownership via programs that make mortgages affordable and easy to obtain.

The VA Home Loan Program, used by millions of veterans since the program was established in the 1940s, involves lending and loan guarantees for veterans and...

Certificate of Eligibility (COE) for Dallas VA Loans

Dallas VA loans

VA loans are a great way for active military members and veterans to secure a reasonable loan rate on their next home purchase. However, VA loans have a few additional requirements compared to traditional loans, one of which is the Certificate of Eligibility. Below, we’ll explain what this document is along with how you can get yours before applying for a VA home loan.

What Is a...

How to Use a USDA Loan Eligibility Map

USDA Loans eligibility texas

Loan programs at the U.S. Department of Agriculture seek to increase homeownership and build critical infrastructure in rural communities. One of the first steps in determining your USDA loan eligibility is checking eligibility maps showing whether your geographic area qualifies.

Where do you find the USDA loan eligibility map, how do you use it, and what information does it provide?...

How to Qualify for a USDA Loans in Texas

USDA loans in Texas

Homeownership remains the cornerstone of the American dream, but it’s out of reach for some. The U.S. Department of Agriculture seeks to lower the barriers for low-income residents in rural areas around the country. USDA loans in Texas and elsewhere provide support for “safe and sanitary” housing and related infrastructure projects to help raise the living standards in eligible...

VA Loans vs. FHA loans

VA Loans vs. FHA loans

The federal government has long espoused the value of homeownership as a step forward in a successful life. To make homeownership a reality for more Americans, the government provides backing for two different types of loan programs: the VA Loan and the FHA Loan.

Unless you work in financial services, you’re probably unaware of the differences between FHA and VA home loan...

Market Update 11/11/22 – Be a Buffalo in the Storm

Mortgage interest rates are higher. Inflation is hitting us, political unrest, and on and on. We’re all in a “storm” of some sort.

I heard a great story that encouraged me on how to approach these times in our lives and I hope it encourages you as well. I also share a quick market update and some potential good news about the upcoming market...

Market Update 11/4/22: More Fed Hikes and Deeper Dive on how to counter Higher Rates

The fed announced their .75% rate hike this week but pointed to only a .5% hike in December.

Fannie Mae says they believe rates will be between 4.5%-5% by the end of 2023.

What does that data mean for you now? How can you prepare and structure your loan in a way that aligns with what the market is doing so you can minimize interest and prepare yourself...

How to Find the Best Mortgage Brokers in Dallas, TX

Mortgage Brokers in Dallas TX

Purchasing a home is a major life event. You don’t want to trust this investment to just anyone. It’s crucial that you take the time to compare your options so you can find the best mortgage brokers in Dallas, TX for your needs. Take these steps to thoroughly assess the lenders in your area.

Evaluate Your Finances

Before you start connecting with Dallas mortgage lenders,...

How To Qualify for a VA Loan

VA loan requirements

Serving your country in the military requires sacrifice from you and your family. You have to move often as you receive various military assignments and grow your career, and often these assignments come with modest pay. And depending on world events, you’re at risk of being sent into combat. The government tries to reward your brave service in various ways. One is through the VA Loan...

Weekly Market Update 10-14-2022

Happy Friday – I hope you are doing well and not watching the news too much 😊. Inflation rose again this week and rates are continuing to go up. This is going to be the case until we see inflation come down.

In this video I break down what happened and what to expect for the near term. I also share some information about a few loan programs that...

Stay In The Know

Stay up to date on what you need to know about market changes and how that impacts a home mortgage.