When beginning your search for a new home, having a mortgage pre-approval letter allows you to accurately determine the price range for homes you can afford. Pre-approval also demonstrates to sellers that you’re committed to purchasing a home. We’ve compiled a handful of tips to help you obtain and maintain your mortgage pre-approval letter.
Maintain Accurate...
Being a first-time homeowner is an exciting experience and a big step in life. With all the aspects involved in the process, along with the variety of homes and home buying options, there are a few things new homeowners should know about buying a home in the current market.
Determine What You Can AffordBefore you begin looking for a new home, it’s important to set an ideal price...
To sum it up in a few words, a mortgage is a tool to become a homeowner. Mortgages will vary depending on different factors like your down payment, interest rate, and the length of the loan, also known as the term. Before we get further into the anatomy of a mortgage, there are a few terms that you’ll need to know. We’ve included a few basic words, but we recommend that you take a...
If you’re looking to buy your first home, you may have some reservations about the impact such a massive purchase will have on your credit score. Home prices are higher than ever and are expected to continue to rise between 2% and 6% over the next few years. This means the home loans you take out are going to be even larger than you may have anticipated, and we all know how large loans...
As a homeowner, there are certain things in your home you should be familiar with for safety and maintenance reasons. In fact, you really should know these like the back your hand whether you own a home or rent. You never know when disaster will come calling!
If a washer fails on your bathroom sink and springs a leak, do you know where the location of...
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