fbpx

Blog

Closing Costs: What you Need to know and How To Plan for Them

Closing Costs Plan - The Tuttle Group

Buying a new home is an expensive process. Most buyers prepare themselves for the monthly loan amounts and the down payment. However, you must also budget for the other fees that come with buying a home. If you don’t budget properly for closing costs, the home-buying process could be more difficult than you’d like.

What Are Closing Costs?

Closing costs are fees you must pay...

VA Loan limits in 2023

VA Loans Limits - The Tuttle Group

There are many VA loan benefits, which make them an attractive option for those who are eligible. However, you need to make sure that you meet certain eligibility requirements before you can receive a VA loan. Below, we’ll outline one of the key requirements of getting a VA loan, which is VA loan entitlements.

What Is a VA Loan?

First, it’s important to know what a VA loan...

What To Look For in a Dallas Mortgage Lender

What To Look For in a Dallas Mortgage Lender - The Tuttle Group

When you’re looking to take out a mortgage in Dallas, you don’t want to work with just any lender. Instead, you want to work with one of the best mortgage lenders in Dallas to ensure you have a smooth process and an affordable loan. With that in mind, below are some tips you can use to find great mortgage lenders in Dallas.

Available Mortgage Types

The first thing...

Do You Need 20% Down for a VA loan?

VA Home Loan Dallas - The Tuttle Group

The U.S. Veterans Administration offers active-duty military personnel, veterans, and their families the opportunity to live out the American dream of homeownership via programs that make mortgages affordable and easy to obtain.

The VA Home Loan Program, used by millions of veterans since the program was established in the 1940s, involves lending and loan guarantees for veterans and...

Certificate of Eligibility (COE) for Dallas VA Loans

Dallas VA Loans Lenders - The Tuttle Group

VA loans are a great way for active military members and veterans to secure a reasonable loan rate on their next home purchase. However, VA loans have a few additional requirements compared to traditional loans, one of which is the Certificate of Eligibility. Below, we’ll explain what this document is along with how you can get yours before applying for a VA home loan.

What Is a...

How to Use a USDA Loan Eligibility Map

USDA Loan Eligibility Texas - The Tuttle Group

Loan programs at the U.S. Department of Agriculture seek to increase homeownership and build critical infrastructure in rural communities. One of the first steps in determining your USDA loan eligibility is checking eligibility maps showing whether your geographic area qualifies.

Where do you find the USDA loan eligibility map, how do you use it, and what information does it provide?...

How to Qualify for a USDA Loans in Texas

Guide to USDA Loans in Texas - The Tuttle Group

Homeownership remains the cornerstone of the American dream, but it’s out of reach for some. The U.S. Department of Agriculture seeks to lower the barriers for low-income residents in rural areas around the country. USDA loans in Texas and elsewhere provide support for “safe and sanitary” housing and related infrastructure projects to help raise the living standards in eligible...

VA Loans vs. FHA loans

VA Loans and FHA Loans - The Tuttle Group

The federal government has long espoused the value of homeownership as a step forward in a successful life. To make homeownership a reality for more Americans, the government provides backing for two different types of loan programs: the VA Loan and the FHA Loan.

Unless you work in financial services, you’re probably unaware of the differences between FHA and VA home loan...

Market Update 11/11/22 – Be a Buffalo in the Storm

Finance Market Update - The Tuttle Group

Mortgage interest rates are higher. Inflation is hitting us, political unrest, and on and on. We’re all in a “storm” of some sort.

I heard a great story that encouraged me on how to approach these times in our lives and I hope it encourages you as well. I also share a quick market update and some potential good news about the upcoming market...

Market Update 11/4/22: More Fed Hikes and Deeper Dive on how to counter Higher Rates

How to Counter Higher Rates - The Tuttle Group

The fed announced their .75% rate hike this week but pointed to only a .5% hike in December.

Fannie Mae says they believe rates will be between 4.5%-5% by the end of 2023.

What does that data mean for you now? How can you prepare and structure your loan in a way that aligns with what the market is doing so you can minimize interest and prepare yourself...

Stay In The Know

Stay up to date on what you need to know about market changes and how that impacts a home mortgage.