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‘Mortgage Matters’ Category

How HOA’s affect purchasing a home

There’s a lot that you should know about a Homeowners Association (HOA) and how it affects not only your home purchase but also property value. It can be a great feature, but knowing what it will offer and how it will constrict you is of the utmost importance.

What is an HOA? HOAs is an association that has a board and a set of rules as to what “can”...

How to Buy a Home in a Hot Housing Market

The housing market in Dallas-Ft. Worth is so hot, it can be stressful and even depressing for those looking to buy a new home. Here’s just a few of the challenges we’re hearing from those in market.

Homes are getting snapped up and going for over the asking price Homes are selling the same day they are listed You’re one of many other bids competing for the same dream...

National Safety Month- Tips for a safe move…

June is National Safety Month, and this week the focus is on ergonomics. Summer is a great time to buy a house. And along with a new home comes moving which can be a significant pain in the back.

Even if you are hiring a mover, you will still be lifting objects during the move. Here are tips (from the National Safety Council) on how to keep from stressing and hurting your...

Simple House Deals

Frank Reed from SimpleHouseDeals.com explains how to use “soft money” to help you buy the house you want. Simple House Solutions allows you the flexibility to search for the right property. His team is constantly building their property list with properties that are great as the primary home or an investment. Frank does the hard work up front to help you get conventional...

Ditch The Wedding Registry For What You Really Need

Fifty years ago, it was common for young people to live at home with their parents until they were married. If they didn’t get married, they sometimes never left home. Couples also tended to get married at a younger age – sometimes just as a way to escape their parents. They also did not generally live together prior to getting married. This meant that when young people got...

How Home Insurance Adjusters Help

When the need for insurance adjustment arises on damages to the home, many people are lost without help from a company that understands the needs of real people. The job of an insurance adjuster is to assess damages and recommend courses of action for equitable repairs. The truth is, many homeowners are entranced by the sales techniques and promotions of companies that do not have their best...

How to Dispute Your Property Taxes

Paying property taxes is simply a necessary aspect of being a homeowner. Whether you pay your property tax bill outright on your own each year or you make escrow payments to your lender each month, this is an expense that can truly be a drain on your budget. Many homeowners see a slight adjustment in their property tax bill each year, but some have experienced very large increases. Such large...

Irving, Texas: A Place for Millennials to Live and Grow Their Wealth

Millennial buyers are sometimes hindered from entering the real estate market. They lack knowledge and education. They have fear around what they don’t know.

And, yet, a lot of millennials, or other first-time home buyers, have the ability to enter the market, buying homes from $300,000 to $500,000. They have the buying power to get the home they want and get it updated. And, it...

Buying a New Home? Get Your 2016 Taxes Done ASAP

If you’re planning on buying a home in the next few months, you’ll need to get your 2016 taxes done, possibly even prior to the April 15 filing deadline…this is especially important if you recently got a big raise (and we hope you did!) If you’re looking to up-grade to a larger home, and you’re now making more money and qualify for a larger mortgage, you’ll...

Texas Homestead Exemption Time

With the new year upon us, it’s the perfect time for all homeowners to check that your Texas Homestead Exemption is in place. This applies to those who purchased homes last year and those who never got around to filing one. A Texas Homestead Exemption is an easy and free way to save money on your annual property taxes. Love it!

New Homeowner: Filing Texas Homestead Exemption

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Stay In The Know

Stay up to date on what you need to know about market changes and how that impacts a home mortgage.