‘Mortgage Matters’ Category

The Ever Changing Mortgage Marketplace

The ever-changing marketplace needs to be understood so you can determine how it’s going to affect your ability to get a mortgage.

Current Mortgage Rates According to recent data as of February 2018, the mortgage rates have been increasing steadily over the past several weeks. The average is a 0.6 point increase and is resulting in an approximate 4.32 percent...

How Mortage Rates Affect Refinancing

If you’re looking to refinance your home, it’s important to consider the mortgage rates. As rates increase, the likelihood of people opting for a home refi will be considerably less.

Home Refinancing Affordability

You have to look at what your current mortgage rate is to determine if it’s worth it for you to refinance. Much of it will depend on whether you’re on...

Top 10 Questions Every Buyer Asks

!0 Home Mortgage questions

Buying a home and taking out a mortgage is a big step. Whether it’s your first home or not, you have questions. We’re here to provide some insight into some of the top questions every buyer has.

Should I get pre-approved?

Absolutely. Getting pre-approved makes it a lot easier for you to buy a home. You will not only speed up the process but also be able to...

What You Need to Know About Home Mortgages In 2018

What You Need to Know About Home Mortgages In 2018

Happy New Year! Each year offers different challenges to both buyers and sellers. If you’re thinking about either buying or selling a home, educating yourself about home mortgages is imperative. Take a look at what you need to know about buying and selling the property so that the process is smooth and streamlined.

Buying or Selling a Home: What You Need to Know About...

Happy Thanksgiving and Money Saving Tips

We hope you have had a wonderful year and have lots to be thankful for. Saving money is a great way to round out the year. Here are some tips that might help…

Start by adding in one extra payment every year. Any additional payment you make is applied to the principal, not the interest. You will get your bill paid down sooner that way. Your balance will drop. You...

Home Loans for Veterans

If you are a veteran and seeking a home loan, it’s important to look at how the US Department of Veteran Affairs can assist you. There are housing assistance programs to help you become a homeowner without spending as much money.

VA Home Loans

Whether it is your first home or not, you’re able to seek loans for veterans. A VA home loan will often get you a...

Homeownership is on the rise with Millennials

Contrary to what many believe, Millennials are not the ‘renter’ generation. In fact, Millennials purchased a larger percentage (34%) of homes in the U.S. than any other age group in 2017 and the most recent Census Bureau report shows that the homeownership rate among Millennials is finally on the rise.

According to NerdWallet’s Millennials &...

Don’t Let Fear Keep You from Applying for a Mortgage

Don't Let Fear Stop You from Applying for a Mortgage

A considerable number of potential home buyers shy away from jumping into the real estate market due to their uncertainty about the buying process.  A specific cause for concern tends to be mortgage qualification.

For many, the mortgage process can be scary, but it doesn’t have to be!

In today’s market, to qualify you’ll need to have saved for a...

Vital Home Loan Info From Our Mortgage Calculator

Getting pre-qualified for a mortgage is an essential step of buying a home. By using our mortgage calculator, you can learn the real cost of a home. From there, you can shop the housing market for a home that you love and can afford.

Using a Mortgage Calculator Our mortgage calculator will help you with figuring interest costs. Depending on the average interest rates...

Tips for Refinancing Your Home

When you obtain a mortgage, you lock into specific terms. This includes a rate that is either fixed or variable. Refinancing allows you to lower your mortgage payment because of a new rate. Follow a few tips to help you accomplish this.

Look at the Equity in Your Home Having equity in your home will help you with a mortgage refinance. However, even if you don’t have...

Stay In The Know

Stay up to date on what you need to know about market changes and how that impacts a home mortgage.