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‘Mortgage Matters’ Category

Tips for Refinancing Your Home

When you obtain a mortgage, you lock into specific terms. This includes a rate that is either fixed or variable. Refinancing allows you to lower your mortgage payment because of a new rate. Follow a few tips to help you accomplish this.

Look at the Equity in Your Home Having equity in your home will help you with a mortgage refinance. However, even if you don’t have...

A Complete Guide To Financing Your First Home

Buying your first home is an exciting process. Even before you find a home, there are some things to do so you can finance your home with the right home loans. This guide will tell you what you need to know.

Get Pre-Approved for a Loan There are a lot of home loans available on the market. Many will depend on the kind of down payment you can make. The average mortgage...

Unique Home Loan Options

Buying a home allows you to build equity. Conventional fixed-rate mortgages aren’t for everyone, especially if there’s a problem with having enough money for a down payment or the credit score is lower than desired. Understanding the unique home loan options will make it easier for you to get a mortgage.

Explore the Options The various unique options that...

How Does a Home’s Location Affect Getting a Loan?

As you’re exploring the options for a home loan, you are also looking at many other factors. For example, as you are checking out different communities, the topic of crime comes into consideration. Understanding how crimes affect the process is necessary.

Crime Statistics When you see areas with higher incidence rates, you might immediately turn away from them....

How Hurricane Harvey May Affect Mortgage Rates

Hurricane Harvey caused a significant amount of devastation in southeastern Texas and southern Louisiana. Our hearts continue to go out to these families.  Repairing the devastation will go on for years.  Understanding how this affects mortgage rates is imperative as you look to buy a home.

Where You Impacted by the Hurricane? If you were directly impacted by the...

Mortgage ABCs: Getting Pre-Qualified For a Mortgage Loan

Getting a pre-qualified loan for a mortgage is an important step when buying a home. The process varies slightly by the mortgage company. However, there are some basic ABCs that you will want to follow.

Affordability: What Can You Afford? You have to determine what you can afford regarding a housing payment. This includes not only the mortgage payment but also the home...

How HOA’s affect purchasing a home

There’s a lot that you should know about a Homeowners Association (HOA) and how it affects not only your home purchase but also property value. It can be a great feature, but knowing what it will offer and how it will constrict you is of the utmost importance.

What is an HOA? HOAs is an association that has a board and a set of rules as to what “can”...

Home Seller Mortgage Questions

Selling a home can be almost as daunting as buying a new one, especially for a first-time seller. If you are a home seller, you likely have a ton of questions about the process, especially if you have a mortgage on the property. Let’s go through some commonly asked questions and how to work with your current lender.

Frequently Asked Home Seller...

How to Buy a Home in a Hot Housing Market

The housing market in Dallas-Ft. Worth is so hot, it can be stressful and even depressing for those looking to buy a new home. Here’s just a few of the challenges we’re hearing from those in market.

Homes are getting snapped up and going for over the asking price Homes are selling the same day they are listed You’re one of many other bids competing for the same dream...

National Safety Month- Tips for a safe move…

June is National Safety Month, and this week the focus is on ergonomics. Summer is a great time to buy a house. And along with a new home comes moving which can be a significant pain in the back.

Even if you are hiring a mover, you will still be lifting objects during the move. Here are tips (from the National Safety Council) on how to keep from stressing and hurting your...

Stay In The Know

Stay up to date on what you need to know about market changes and how that impacts a home mortgage.