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‘Mortgage Matters’ Category

Happy Thanksgiving and Money Saving Tips

We hope you have had a wonderful year and have lots to be thankful for. Saving money is a great way to round out the year. Here are some tips that might help…

Start by adding in one extra payment every year. Any additional payment you make is applied to the principal, not the interest. You will get your bill paid down sooner that way. Your balance will drop. You...

Home Loans for Veterans

If you are a veteran and seeking a home loan, it’s important to look at how the US Department of Veteran Affairs can assist you. There are housing assistance programs to help you become a homeowner without spending as much money.

VA Home Loans

Whether it is your first home or not, you’re able to seek loans for veterans. A VA home loan will often get you a...

Homeownership is on the rise with Millennials

Contrary to what many believe, Millennials are not the ‘renter’ generation. In fact, Millennials purchased a larger percentage (34%) of homes in the U.S. than any other age group in 2017 and the most recent Census Bureau report shows that the homeownership rate among Millennials is finally on the rise.

According to NerdWallet’s Millennials &...

Don’t Let Fear Keep You from Applying for a Mortgage

Don't Let Fear Stop You from Applying for a Mortgage

A considerable number of potential home buyers shy away from jumping into the real estate market due to their uncertainty about the buying process.  A specific cause for concern tends to be mortgage qualification.

For many, the mortgage process can be scary, but it doesn’t have to be!

In today’s market, to qualify you’ll need to have saved for a...

Vital Home Loan Info From Our Mortgage Calculator

Getting pre-qualified for a mortgage is an essential step of buying a home. By using our mortgage calculator, you can learn the real cost of a home. From there, you can shop the housing market for a home that you love and can afford.

Using a Mortgage Calculator Our mortgage calculator will help you with figuring interest costs. Depending on the average interest rates...

Tips for Refinancing Your Home

When you obtain a mortgage, you lock into specific terms. This includes a rate that is either fixed or variable. Refinancing allows you to lower your mortgage payment because of a new rate. Follow a few tips to help you accomplish this.

Look at the Equity in Your Home Having equity in your home will help you with a mortgage refinance. However, even if you don’t have...

A Complete Guide To Financing Your First Home

Buying your first home is an exciting process. Even before you find a home, there are some things to do so you can finance your home with the right home loans. This guide will tell you what you need to know.

Get Pre-Approved for a Loan There are a lot of home loans available on the market. Many will depend on the kind of down payment you can make. The average mortgage...

Unique Home Loan Options

Buying a home allows you to build equity. Conventional fixed-rate mortgages aren’t for everyone, especially if there’s a problem with having enough money for a down payment or the credit score is lower than desired. Understanding the unique home loan options will make it easier for you to get a mortgage.

Explore the Options The various unique options that...

How Does a Home’s Location Affect Getting a Loan?

As you’re exploring the options for a home loan, you are also looking at many other factors. For example, as you are checking out different communities, the topic of crime comes into consideration. Understanding how crimes affect the process is necessary.

Crime Statistics When you see areas with higher incidence rates, you might immediately turn away from them....

How Hurricane Harvey May Affect Mortgage Rates

Hurricane Harvey caused a significant amount of devastation in southeastern Texas and southern Louisiana. Our hearts continue to go out to these families.  Repairing the devastation will go on for years.  Understanding how this affects mortgage rates is imperative as you look to buy a home.

Where You Impacted by the Hurricane? If you were directly impacted by the...

Stay In The Know

Stay up to date on what you need to know about market changes and how that impacts a home mortgage.